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Math · Algebra

Series Sum Calculator

Calculate the sum of arithmetic series (constant difference) and geometric series (constant ratio). View individual terms, last term, and for convergent geometric series, the infinite sum.

Example values — enter yours above
Sum
100
19
Last Term
10
Number of Terms (n)
Terms
135791113151719

Series Sum: Arithmetic and Geometric Series Formulas, Examples, and Applications

Series — the sums of sequences of numbers following specific patterns — are fundamental mathematical tools used across science, engineering, finance, and computer science. The two most common types are arithmetic series, where consecutive terms differ by a constant amount, and geometric series, where consecutive terms share a constant ratio. This calculator handles both types, computing the sum, displaying the terms, and for convergent geometric series, calculating the infinite sum.

What Is an Arithmetic Series?

An arithmetic series is the sum of an arithmetic sequence — a sequence where each term differs from the previous one by a fixed value called the common difference (d). If the first term is a and there are n terms, the series is a + (a+d) + (a+2d) + ... + (a+(n-1)d). The sum is calculated using the formula S = n/2 × (2a + (n-1)d), which can also be written as S = n/2 × (first term + last term).

The formula was famously discovered by the young Carl Friedrich Gauss, who reportedly found the sum 1 + 2 + 3 + ... + 100 in seconds by pairing terms from opposite ends: (1+100) + (2+99) + ... + (50+51) = 50 × 101 = 5050. This pairing technique is exactly what the formula captures.

Arithmetic series appear whenever quantities increase or decrease by a fixed amount per step. Examples include the total distance traveled with constant acceleration (velocity increases linearly), the total depreciation of an asset losing a fixed amount per year, and the sum of terms in an equally spaced sequence of measurements.

What Is a Geometric Series?

A geometric series is the sum of a geometric sequence — a sequence where each term is obtained by multiplying the previous term by a fixed value called the common ratio (r). If the first term is a and there are n terms, the series is a + ar + ar² + ... + ar^(n-1). For r ≠ 1, the sum is S = a(1 - r^n) / (1 - r).

When the common ratio r has an absolute value less than 1, the terms get progressively smaller and the series converges to a finite limit as the number of terms approaches infinity. The infinite geometric sum is S = a / (1 - r). This result is one of the most important in mathematics, appearing in fields from calculus to probability theory.

When |r| ≥ 1, the terms do not shrink, so the infinite series diverges — it grows without bound. However, a finite geometric series with any ratio r ≠ 1 always has a well-defined sum. When r = 1, every term equals a, so the sum is simply na.

How to Identify the Series Type

To determine whether a sequence is arithmetic or geometric, examine the relationship between consecutive terms. If the difference between consecutive terms is constant (term₂ - term₁ = term₃ - term₂ = ...), the sequence is arithmetic. If the ratio between consecutive terms is constant (term₂/term₁ = term₃/term₂ = ...), the sequence is geometric.

For example, 3, 7, 11, 15, 19 is arithmetic with common difference 4. The sequence 2, 6, 18, 54, 162 is geometric with common ratio 3. Some sequences are neither arithmetic nor geometric, such as 1, 1, 2, 3, 5, 8 (the Fibonacci sequence), which has neither a constant difference nor a constant ratio.

In practice, knowing the series type determines which formula to use. Using the wrong formula produces incorrect results. This calculator separates the two types to prevent confusion and ensures you provide the appropriate parameters for each.

Applications of Arithmetic Series

Arithmetic series are used in many practical calculations. In construction, if a triangular wall requires 1 brick in the top row, 2 in the next, 3 in the next, and so on up to n bricks in the bottom row, the total number of bricks is the arithmetic series 1 + 2 + ... + n = n(n+1)/2. In event seating, if rows increase by a fixed number of seats, the total seats follow an arithmetic series.

In physics, uniformly accelerated motion involves arithmetic-like progressions. If an object starts at rest and its velocity increases by a constant amount each second, the distances covered in successive seconds form an arithmetic sequence. The total distance is the sum of that sequence.

Financial planning uses arithmetic series when regular deposits or payments change by a fixed amount each period. If you increase your savings by a fixed amount each month, the total saved over time is an arithmetic series. Loan amortization schedules with fixed principal payments also involve arithmetic progressions in the interest portion.

Applications of Geometric Series

Geometric series are central to compound interest calculations. If you invest an amount P at annual rate r, the value after n years is P(1+r)^n. The total value of a series of regular investments (an annuity) involves summing a geometric series. Mortgage calculations, retirement planning, and bond valuation all rely on geometric series formulas.

In computer science, the analysis of divide-and-conquer algorithms often involves geometric series. When a problem of size n is divided into subproblems whose total work forms a geometric progression, the master theorem uses geometric series to determine the algorithm's running time.

In physics, the bouncing ball problem demonstrates infinite geometric series. If a ball bounces to 80% of its previous height each time, the total distance traveled is a convergent geometric series. Radioactive decay, drug metabolism in pharmacology, and signal attenuation in electronics all follow geometric progressions.

Convergence and Infinite Sums

The concept of an infinite sum is one of the foundational ideas in calculus. For a geometric series with |r| < 1, the partial sums S_n = a(1 - r^n)/(1 - r) approach the limit a/(1 - r) as n approaches infinity, because r^n approaches 0. This finite limit exists despite summing infinitely many terms.

For example, the series 1 + 1/2 + 1/4 + 1/8 + ... (a = 1, r = 1/2) sums to 1/(1 - 1/2) = 2. The series 1/3 + 1/9 + 1/27 + ... (a = 1/3, r = 1/3) sums to (1/3)/(1 - 1/3) = 1/2. These results can be verified by computing partial sums and observing their convergence.

When |r| ≥ 1, the infinite geometric series diverges. For arithmetic series, the infinite sum always diverges (unless every term is zero), because the terms do not approach zero. Convergence requires that the individual terms become arbitrarily small, which is a necessary but not sufficient condition for series in general.

Frequently Asked Questions

What is the difference between an arithmetic and a geometric series?

In an arithmetic series, each term differs from the previous one by a constant value (the common difference). In a geometric series, each term is obtained by multiplying the previous one by a constant value (the common ratio). For example, 2, 5, 8, 11 is arithmetic (d = 3), while 2, 6, 18, 54 is geometric (r = 3).

When does a geometric series have an infinite sum?

A geometric series converges to a finite infinite sum only when the absolute value of the common ratio is less than 1 (|r| < 1). The infinite sum is a / (1 - r), where a is the first term. When |r| ≥ 1, the series diverges and has no finite sum.

Can the common difference or common ratio be negative?

Yes. A negative common difference produces a decreasing arithmetic sequence (e.g., 10, 7, 4, 1, -2...). A negative common ratio produces a geometric sequence that alternates in sign (e.g., 3, -6, 12, -24...). The formulas work correctly with negative values.

How is the arithmetic series formula derived?

Write the series forward: S = a + (a+d) + (a+2d) + ... + l, where l is the last term. Write it backward: S = l + (l-d) + (l-2d) + ... + a. Adding both equations term by term gives 2S = n × (a + l), so S = n/2 × (a + l). Since l = a + (n-1)d, this can also be written as S = n/2 × (2a + (n-1)d).

What happens when the common ratio is exactly 1?

When r = 1, every term in the geometric sequence equals the first term a. The sum of n terms is simply n × a. The standard geometric formula S = a(1 - r^n)/(1 - r) is undefined at r = 1 due to division by zero, so this special case is handled separately.